Dental Insurance

What Is It?

Individual dental insurance helps pay for dental care, from routine exams and cleanings to major procedures when covered.

How Does It Work?

You pay a premium and the plan pays a share of covered services, based on coinsurance and deductibles, up to the plan's annual maximum benefit.

Who Is It For?

For individuals and families who want help with the costs of preventive and restorative dental care.

What Should You Consider?

• Preventive services such as exams and cleanings.
• Basic dental services when covered.
• Major dental services when covered.
• Deductibles.
• Annual maximum benefits.
• Waiting periods when applicable.
• Dental provider networks.
• Out-of-network considerations.
• Orthodontic coverage when available.
• Benefits, networks, waiting periods, and coverage limits vary by plan.